Be Prepared The key to being able to manage through an emergency is to anticipate as much as you can before a situation happens. Having a few simple steps in place reduces the need to problem-solve under pressure. Be winter road-ready Because of the unpredictability of our climate, schedule the installation of your four snow… Read more »
Be Prepared You put your heart and soul into your business. Be sure to also make plans for disaster recovery so your company can function if an emergency situation presents itself. It can be hard to think straight when a crisis happens, so having the steps in place ahead of time will make getting back to business much… Read more »
Be Prepared When you are faced with an emergency, it’s hard to think straight. The key is to put a plan in place to reduce the need to problem-solve under pressure. On your farm Write a plan that details what must be done when certain types of incidents arise. This plan should be reviewed regularly… Read more »
There’s nothing like the warmth and smell of a wood fire in the chilly days of winter. But that woodstove or fireplace you have needs TLC to pump out the heat to keep you feeling toasty warm. Wood smoke can condense on the cool inner surface of a chimney, producing a buildup of creosote deposits… Read more »
That trusted furnace can start to show its age if you don’t give it some attention at least once a year, but especially as we head into winter. Regular annual maintenance by a qualified professional will reduce the likelihood of problems that could result in damage to your home. So think about these simple steps:… Read more »
Your dream to open a bed and breakfast – B&B – has come true. Congratulations! It’s an exciting business venture that is also a great deal of work and commitment – and there can be a steep learning curve to get started. How much money can I make? Can I run a bed and breakfast… Read more »
Though barn fires aren’t as common as house fires, more fires to farm buildings are occurring each year. According to the Ontario Office of the Fire Marshall and Emergency Management, in just about every scenario, barn fires are avoidable as human error is often a factor. The cause of fire for almost half of all barn… Read more »
You’re in business because you are following your passion. You don’t want to spend time worrying about the risks faced by the operation of your business—that’s why you have insurance. To ensure peace of mind, you’ll need to consider Commercial Property coverage and Commercial Liability coverage. Commercial Property coverage will protect your business’ physical assets,… Read more »
If you own a dwelling, we can cover it–your personal property (contents), any detached private structures (such as a garage), as well as premises liability & personal liability anywhere in the world. If you rent an apartment, we can cover your personal property and personal & premises liability. If you own a dwelling that is… Read more »
If you own a vehicle in Ontario, it is the law to purchase — at the very least – automobile insurance coverage with these fundamentals. Third-Party Liability Coverage This protects you if someone else is killed or injured, or their property is damaged. It will pay for claims as a result of lawsuits against you… Read more »